Blog
Let’s avoid our most common mistake!
Our most common mistake? Overconfidence! We rely on the fact that everything will continue to go well and that no complications or roadblocks will appear. Read more
Debt consolidation: a solution to high debt levels?
To consolidate all your debts into one payment, you can ask your financial institution for a single loan product, provided for that purpose. This is called a debt consolidation. Read more
4 important factors when applying for a loan
You would like to obtain a loan and want to put all the chances on your side? You should be aware of the four (4) main factors that a lender will analyse to make his/her decision. Read more
What is a credit file?
In summary, the credit file is, so to speak, the medical file of your finances: the better the healthy habits you have, the better your health will be! Read more
What is a debt ratio?
It is a tool used by banks to determine if you are able to repay a loan that you would like to obtain. Read more
The essentials of a proper budget
The essentials of a proper budget Read more
Should you purchase or lease a vehicle?
Should you purchase or lease a vehicle? Read more
The purchase of a house
You want to buy a house and you are wondering how much of an investment you can afford? Read more
How to avoid financial difficulties
What is the best way to avoid financial difficulties? Prevention; we can never repeat it enough. Read more
What factors should guide me choosing a trustee?
You can no longer make ends meet and need to consult with a trustee. Are you now asking yourself how to choose one? Do you get the impression that they are all the same? Read more
Unable to honor my payments
Can I return my house/car ? Read more
Why consult with a trustee
Are you experiencing financial difficulties? Many professionals can counsel you: your financial institution, an accountant, a lawyer, a trustee. Read more
Guaranteeing a loan for a loved one: Yes or no?
Your daughter has asked you to guarantee a loan that she wishes to get. What will be the consequences if you accept? Read more
What recourses are available to my creditors?
You are late with your payments and wonder what recourses are available to your creditors. Read more
Reimbursing your debts
You have decided to undertake your debts and regain control of your finances. But are asking yourself where to start… Read more
I am having financial difficulties. Should I withdraw my RRSPs?
Should you withdraw funds from your Registered Retirement Savings Plan (RRSP) if you are having financial difficulties? Read more
Beware of “no credit refused” ads!
More and more in the media, we get the impression that ads put more emphasis on credit than on the goods they sell! Read more
Properly planning important expenses
Summer holidays are over. Even back-to-school is a thing of the past! Read more
Ads promise to help you rebuild your credit file…
Can you trust them? Read more
When relatives ask for financial help. How to react?
What to do when a loved one asks for help? Our first reflex, as a friend or family member, is to of course say yes! Read more
Tips to improve your access to credit
How to improve your access to credit? There is no perfect recipe, but here are some tips that may help you. Read more
Financial difficulties? Pay attention to the warning signs!
There is no clearer sign that you are having financial difficulties than a call from a collection agency! Read more
If I am unable to pay the mortgage on my home, may I simply give it back to the Bank ?
If you stop paying the mortgage on your home, you will be in default of your obligations. The financial institution will then have two choices. Read more
Can I solve my financial problems without losing my house or my car ?
Yes! The first step to take when encountering financial difficulties is to prepare a budget. Read more
