Blog
La faillite n’est pas votre seule option.
Des gens qui traversent des périodes difficiles financièrement, il y en a plus que vous le pensez. Read more
Le temps joue contre vous si vous êtes trop endetté
Si le temps arrange souvent les choses, ce n’est malheureusement pas le cas pour les dettes. Charles et Marianne ont payé cher pour apprendre cette coûteuse leçon. Read more
Tips to improve your access to credit
How to improve your access to credit? There is no perfect recipe, but here are some tips that may help you. Read more
6 conseils pour préparer la rentrée universitaire... dès maintenant !
L'été, c'est LE moment où l'on a particulièrement envie de s'amuser... les tentations de dépenser sont donc nombreuses. Pourtant, la rentrée universitaire n'est pas si loin, avec tous les frais qu’elle implique. Read more
Guaranteeing a loan for a loved one: Yes or no?
Your daughter has asked you to guarantee a loan that she wishes to get. What will be the consequences if you accept? Read more
What recourses are available to my creditors?
You are late with your payments and wonder what recourses are available to your creditors. Read more
Reimbursing your debts
You have decided to undertake your debts and regain control of your finances. But are asking yourself where to start… Read more
I am having financial difficulties. Should I withdraw my RRSPs?
Should you withdraw funds from your Registered Retirement Savings Plan (RRSP) if you are having financial difficulties? Read more
Beware of “no credit refused” ads!
More and more in the media, we get the impression that ads put more emphasis on credit than on the goods they sell! Read more
My first appointment: what can I expect?
The first appointment usually lasts about one hour. Other consultations may be required, depending on the complexity of your file or if you so require. These are free of charge. Read more
Ads promise to help you rebuild your credit file…
Can you trust them? Read more
Properly planning important expenses
Summer holidays are over. Even back-to-school is a thing of the past! Read more
When relatives ask for financial help. How to react?
What to do when a loved one asks for help? Our first reflex, as a friend or family member, is to of course say yes! Read more
Do you have control over your debts? Discover the answer in less than 10 minutes.
Do you have control over your debts? Discover the answer in less than 10 minutes. Read more
Financial difficulties? Pay attention to the warning signs!
There is no clearer sign that you are having financial difficulties than a call from a collection agency! Read more
Let’s avoid our most common mistake!
Our most common mistake? Overconfidence! We rely on the fact that everything will continue to go well and that no complications or roadblocks will appear. Read more
Debt consolidation: a solution to high debt levels?
To consolidate all your debts into one payment, you can ask your financial institution for a single loan product, provided for that purpose. This is called a debt consolidation. Read more
4 important factors when applying for a loan
You would like to obtain a loan and want to put all the chances on your side? You should be aware of the four (4) main factors that a lender will analyse to make his/her decision. Read more
What is a credit file?
In summary, the credit file is, so to speak, the medical file of your finances: the better the healthy habits you have, the better your health will be! Read more
What is a debt ratio?
It is a tool used by banks to determine if you are able to repay a loan that you would like to obtain. Read more
The essentials of a proper budget
The essentials of a proper budget Read more
Should you purchase or lease a vehicle?
Should you purchase or lease a vehicle? Read more
The purchase of a house
You want to buy a house and you are wondering how much of an investment you can afford? Read more
