Concerned about your debts? Let's talk
Our personal finance experts will support and help you find solutions to settle your debts and balance your budget.
Our debt solutions
In one hour or less, we’ll give you a plan to settle your debts and balance your budget
Debt Consolidation
Find out how to merge all your payments into one monthly installment and keep your credit score intact.
Consumer Proposal
Discover how to offer your creditors a lower settlement based on your ability to repay.
Bankruptcy Relief
Find out how bankruptcy will put an end to your financial difficulties by quickly unloading the weight of your debts.
Test: Get your financial health checkup
Not sure what your situation is? In less than five minutes, get a clearer picture of your finances and advice on how to start your financial recovery.
Question 1 out of 5
What are you concerned about right now? Select all that apply.
We have several tools and tips to help you see more clearly. Discover them
Debt can become a problem
Financial difficulties can happen to anyone. Here are a few situations that we see frequently.
How can we help
For more than 35 years, we have helped thousands of Quebecers experience the relief of getting out of debt. See how…
We listen to you
We take the time to understand your situation, listen to your concerns and answer your questions, confidentially.
We find a solution that’s right for you
Together, we’ll come up with the best solution for your needs so you can regain control of your finances.
We give you peace of mind
With a well-established plan, you will be able to relax and finally feel in control of your budget.
For a better financial health
Download our free guide, which has everything you need to know about the consequences of debt, a financial health test and useful tips.
Our latest advice
Stay informed with advice on how to manage your finances and find solutions for your debts.
Budget : Making choices
Listing all personal items and other non-essential expenses will alert you on where your money is going. This will allow you to make choices, eliminate or reduce non-essential expenses...
Gérer ses dettes pendant la crise: nos conseils
Nombreuses sont les personnes qui vivaient une situation d’endettement avant que débute la crise de la COVID-19. Que vous soyez de ce nombre ou non, c’est le moment ou jamais de faire le point sur vos finances et d’adopter de nouvelles habitudes.
Voir un syndic, ça ne fait pas mal
Faillite. Le mot fait peur. C’est pourquoi bien des consommateurs se braquent à l’idée de consulter un syndic, un peu comme d’autres ont une peur bleue d’aller chez le...