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Balance Your Budget

Track your spending in order to successfully manage your financial priorities.

To have and follow a budget limits the risk of having financial difficulties. Go to our Online Budget tool to build and work on your own budget.

The goal is to:

  • Cut unnecessary expenses;
  • Postpone non-essential purchases;
  • Focus on repaying debts with the highest interest rates;
  • Analyse opportunities to sell non-essential assets (ex: a second car).

These adjustments may solve a particular problem such as facing an unexpected major expense. In other situations, it will allow you to evaluate your ability to repay your debts and to consider a consolidation loan or a Consumer Proposal.

I would like to thank you from the bottom of my heart for all that you did for me with regards to my bankruptcy. When I first contacted you, I had given up all hope, and I had no idea where I was going to end up. I was embarrassed to see the position that I had gotten myself into, but you showed me that I was not the only one in this situation. Since our meeting, I have made many changes in my spending habits, I ask myself one question before my every purchase: "Is this going to be useful to me?" Saving has become a priority and a new way of life, "to buy without getting into debt!"

Robert, Jonquière