Balance Your Budget
Track your spending in order to successfully manage your financial priorities.
To have and follow a budget limits the risk of having financial difficulties. Go to our Online Budget tool to build and work on your own budget.
The goal is to:
- Cut unnecessary expenses;
- Postpone non-essential purchases;
- Focus on repaying debts with the highest interest rates;
- Analyse opportunities to sell non-essential assets (ex: a second car).
These adjustments may solve a particular problem such as facing an unexpected major expense. In other situations, it will allow you to evaluate your ability to repay your debts and to consider a consolidation loan or a Consumer Proposal.
I would like to thank you from the bottom of my heart for all that you did for me with regards to my bankruptcy. When I first contacted you, I had given up all hope, and I had no idea where I was going to end up. I was embarrassed to see the position that I had gotten myself into, but you showed me that I was not the only one in this situation. Since our meeting, I have made many changes in my spending habits, I ask myself one question before my every purchase: "Is this going to be useful to me?" Saving has become a priority and a new way of life, "to buy without getting into debt!"
Discover how to offer your creditors a lower settlement based on your ability to repay.
Create a budget to track your spending and successfully manage your financial priorities.
Student debt is treated differently from other debts in a consumer proposal or bankruptcy.
Talk to one of our personal finance experts
We are happy to answer any questions and help you see things more clearly.
Call us toll free—we’re here to listen.
Monday to Thursday from 8:00 am to 8:00 pm and Friday from 8:00 am to 5:00 pm.
Find a Jean Fortin office near you
Identify your nearest Jean Fortin office by region, location or geolocation.
Book an appointment
Complete a short appointment form directly online to contact one of our financial recovery counsellors.