Credit Rating

Read our articles and real-life stories to help you better understand and manage your credit rating.

What is a good credit score?

The world of credit holds many mysteries, and it’s not always easy to know exactly how it works. Yet, having what is commonly referred to as a “good credit...

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Should you fear the impact of a proposal or bankruptcy on your credit rating?

Comparisons of the impacts on the credit report between people who opted for a proposal or bankruptcy compared to those who tried to get by on their own.

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5 Tips to Improve Your Credit Score

While there’s no quick fix, here are 5 tips to enhance the quality of your credit score: Avoid Watch out for late payment Keep an eye on your credit limit Limit the...

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How to rebuild your credit after a bankruptcy or a consumer proposal?

Discover our tips to rebuilt your credit report after a bankruptcy or a consumer proposal.

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A Costly Error in the Credit Report – Real-life Case

An error in a credit report can cause a lot of inconvenience, including depriving you of a loan that would otherwise have been granted to you. That’s what happened to...

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How will my decision affect my credit file?

It’s perfectly valid for you to be concerned about the impact of your decision – whatever it may be – on your credit report, given the influence it has...

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Our 7 tips to rebuild your credit file

There is no miracle recipe for rebuilding a mismanaged credit report. They promise to do it? Quite often, they will offer you a high-interest loan and will tell you...

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The Dangers of a Bad Credit File

Your credit record has not always been very good and you wonder why? Here are the 2 main reasons that can explain a poor credit score and 2 examples...

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4 important factors when applying for a loan

You would like to obtain a loan and want to put all the chances on your side? You should be aware of the 4 main factors that a lender...

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Unable to pay for your house or your car anymore?

Can you simply make a voluntary deposit of your assets if you have difficulty paying for them?

   

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What is a credit file?

The credit file has two main components: The first, your credit rating (the famous R1 and R2), which measures the time you take to pay each of your debts; and then,...

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Credit rating: There is no easy way

Beware of ads promising to re-establish your credit rating and score with a simple loan or in exchange for the payment of fees. Only time, patience and good payment...

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