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Credit Rating

Read our articles and real-life stories to help you better understand and manage your credit rating.

Une erreur dans le dossier de crédit qui coûte cher

Une erreur dans un dossier de crédit peut causer bien des désagréments, notamment vous priver d’un prêt qui autrement vous aurait été accordé. C’est ce qui est arrivé à Robert,...

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Will one or the other of these solutions affect my credit rating?

The two questions that we must ask ourselves are: Is my credit rating already affected? Would I be able to obtain a loan today if I wanted? All solutions to debt problems...

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Qu’est-ce qu’un bon dossier de crédit?

Saviez-vous qu’un bon dossier de crédit, c’est bien plus qu’une bonne cote de crédit? Selon un reportage diffusé à TVA Nouvelles au cours de l’été 2016, près de 9 Canadiens sur...

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Ads promise to help you rebuild your credit file…

There is no miracle recipe for rebuilding a mismanaged credit report. They promise to do it? Quite often, they will offer you a high-interest loan and will tell you...

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Les dangers d’un mauvais dossier de crédit

Votre dossier de crédit n’a pas toujours été très reluisant? Voici 4 exemples qui illustrent à quel point cela peut avoir des répercussions sur votre vie quotidienne. Un bon dossier...

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4 important factors when applying for a loan

You would like to obtain a loan and want to put all the chances on your side? You should be aware of the four (4) main factors that a...

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Unable to honor my payments

Many people would like to simply hand the keys to their house or car back to their secured creditors. But is it possible? Yes, but unfortunately, not without consequences. In...

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What is a credit file?

The credit file has two main components: The first, your credit rating (the famous R1 and R2), which measures the time you take to pay each of your debts; and then,...

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Credit rating: There is no easy way

Beware of ads promising to re-establish your credit rating and score with a simple loan or in exchange for the payment of fees. Only time, patience and good payment...

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Tips to improve your access to credit

How to improve your access to credit? There is no perfect recipe, but here are some tips that may help you.   Carefully prepare your application Before asking for a loan, request...

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