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Quick Diagnosis

This tool calculates the average cost of living according to Statistics Canada for a family of your size, certain other expenses that are listed below and the cost of your actual debts to estimate your budget surplus or deficit.

Your information will remain confidential and none of the information you submit will be saved.

Your Home Environment

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Monthly Income

Monthly Expenses

Loans

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Results

You have a monthly budget surplus :

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Congratulations! You seem to have your personal finances well under control.

We recommend that you fill out the online budget n order to help you more accurately determine your expenses and financial needs. Your budget surplus could enable you to set aside an emergency fund that should ideally represent three months of net income.

You have a monthly budget surplus :

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Good news! But careful, you have little wiggle room.

  • We recommend that you fill out the online budget in order to help you more accurately determine your expenses and financial needs
  • If a small budget surplus is confirmed, you will have to be careful as any unexpected expenses could jeopardize your financial stability.

You have a monthly budget deficit:


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Beware! Even if your monthly deficit is low, it still represents a potential threat should it be repeated every month.

We strongly recommend that you fill out the online budget to help you identify your real deficit.

You have a monthly budget deficit:

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Beware! A budget deficit incurred month after month means that you are spiraling into debt.

  • We strongly recommend that you fill out the online budget in order to help you more accurately determine your expenses and financial needs
  • Repayment plan: You must work on a repayment plan. In certain cases, this can be done through budget cuts. If not, a consolidation loan might be an alternative. If that is not possible, a consumer proposal or bankruptcy could prove to be necessary.
  • You can contact us or your financial advisor tol review available solutions to help you overcome your financial difficulties. Book an appointment now
What to do to take control of the situation?

It is important to quickly establish a plan to regain control of your financial situation and reduce your debt level to avoid finding yourself in debt distress.

The next steps

You can keep these results for yourself or decide to share them with one of our advisors at a later date.


The best way to get the right solution for you is to talk about it with one of our advisors.

Free initial consultation

Book an appointment www.jeanfortin.ca or call us at 1-877-LIBERTÉ

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