Understanding Debt
There are several types of debt that can lead to over-indebtedness over time if they are poorly understood or managed. Learn more about each one in order to maintain your financial stability.
Credit Cards
Find out how to use credit cards wisely.
Business Debts
Learn how to get your business out of debt.
Utilities
See why you should not ignore this type of debt.
Mortgages
Learn more about home financing.
Tax Debts
See why it is important not to neglect your tax debt.
Line of Credit
Better understand the interest rates and fees charged on a line of credit.
Pay-Day Loan
Find out more about the particularities of this type of loan.
Car or recreational vehicle loan
Learn more about financing a car, RV, boat or ATV.
Student Loans
Discover the specifics of student loans and how to eliminate or reduce this type of debt.
Personal Loan
Learn more about this credit tool.
Read real-life stories
Debt problems could happen to anyone. Read about people like you and see how they pulled through.
Our debt solutions
Based on your situation and needs, there are different solutions that can help you regain your financial stability.
Debt Consolidation
Find out how to merge all your payments into one monthly installment and keep your credit score intact.
Consumer Proposal
Discover how to offer your creditors a lower settlement based on your ability to repay.
Personal Bankruptcy
Discover how personal bankruptcy can put an end to your financial difficulties and debt problems.
Get a financial health checkup
With just a few questions, get an idea on the health of your personal finances. It’s easy and 100% confidential.