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Jean Fortin - Syndic autorisé en insolvabilité
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To have and follow a budget limits the risk of having financial difficulties. Go to our “On-line Budget” tool to build and work on your own budget.

The goal is to:

  • Cut unnecessary expenses;
  • Postpone non-essential purchases;
  • Focus on repaying debts with the highest interest rates;
  • Analyse opportunities to sell non-essential assets (ex: a second car).

These adjustments may solve a particular problem such as facing an unexpected major expense. In other situations, it will allow you to evaluate your ability to repay your debts and to consider a consolidation loan or a Consumer Proposal.

Consumer Choice Award - 3 consecutive years

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