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We all know the importance of keeping a budget, but knowing how much we will have to spend for each expense category is no easy feat.

While each person's situation is different, we created a budget template for a family comprising two adults and two children, with a gross family income (before taxes) of $75,000, which corresponds to a net after-tax income of approximately $56,000/year.

With the help of the percentages attributed to each budgetary item, you will be able to see if your expenses are lower or higher than what is recommended.

Here is the suggested breakdown of expenses for a net family income of $4,666/month:

Categories % Monthly
Housing (incl. heating/electricity) 32 $1,500$
Transportation 18 $840
Food 18 $840
Recreation/travel 10 $450
Clothing 5 $230


5 $230
Personal expenses 5 $230
Savings 5 $230
Miscellaneous 2 $100


If you have questions or if you need help preparing your own personal budget, do not hesitate to contact us at 1-800-465-3809 or make an appointment by clicking here. We offer a free one-hour consultation!


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