Self-Employed Worker

When you can’t rely on a fixed income, credit can become a way to make ends meet during harder times. However, a streak of lean months can easily result in losing control of your debts.

Our advisors can work on your budget with you and assess your actual financial capacity. Sometimes, you can start a repayment plan right away. However, if your debts are too high, we will look at different possibilities, such as debt consolidation, a consumer proposal or, as a last resort, bankruptcy. In most situations, people can continue being self-employed even if bankruptcy is their only option.

The sooner you have a clear picture of your personal finances and your options, the better your chances of pulling through.