Self-Employed Worker

Being self-employed can be challenging as an irregular income makes it harder to reach financial goals.

We can help

When you can’t rely on a fixed income, credit can become a way to make ends meet during harder times. However, a streak of lean months can easily result in losing control of your debts.

Possible solutions

Our advisors can work on your budget with you and assess your actual financial capacity. Sometimes, you can start a repayment plan right away. However, if your debts are too high, we will look at different possibilities, such as debt consolidation, a consumer proposal or, as a last resort, bankruptcy. In most situations, people can continue being self-employed even if bankruptcy is their only option.

The sooner you have a clear picture of your personal finances and your options, the better your chances of pulling through.


Read real-life stories

Debt problems could happen to anyone. Read about people like you and see how they pulled through.

Read our true stories

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With just a few questions, get an idea on the health of your personal finances.
It’s easy and 100% confidential.

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