What is the debt ratio?
Advices
The debt ratio is the tool used by banks to determine if you are able to repay the loan you are requesting from them.
Why are we in debt?
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Real-life case - The 4 Seasons of Debt
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Real-life case - Indebted, a Young Couple Will Wait Before Starting their Family
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Early warning signs of financial problems
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There are some indicators of financial difficulties that can be observed prior to the situation deteriorating.
Are you in control of your finances?
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Are you in control of your debts? Take 5 minutes and do the test!
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Real-life case - Student Debt
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Student debt is treated differently from other debts in a consumer proposal or bankruptcy.
How to create a simple and effective budget?
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Real-life case – Detecting the Warning Signs Before Financial Disaster Strikes
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